Expenses

Application Fee

Colgate requires a nonrefundable fee of $60 from all candidates for admission. For information regarding fee waivers, see Application Fee .

Charges

A matriculated student is defined as a student who is working toward a Colgate degree. Matriculated students are assessed tuition and fees each semester at one-half of the annual rate. There is no additional tuition charged for course overloads (see Normal Course Loads ), nor is there a reduction for an underload.

A basic annual cost for 2022–2023 is

At least $3,204 should be allowed for books, supplies, normal travel, clothing, and incidentals. In addition, a one-time transcript fee of $50 is assessed for students attending Colgate for the first time.

*Please note Colgate’s Residency Requirement .

Per Course Billing Matriculated students may request per course billing if:

1. they have completed eight semesters of coursework but must return for a ninth semester to complete degree requirements or,
2. they have completed all degree requirements (see Academic Regulations ) but wish to enroll for an additional semester to complete additional coursework.

A student must seek approval for per course billing through the Office of the Registrar prior to registration for their final semester. The Office of the Registrar will notify pertinent campus offices of approved per course billing status.

Students granted per course billing will be billed at a rate of one-eighth of the annual tuition per course. Such students will also be charged on a pro rata basis for optional add-on fractional credit components as well as stand-alone fractional credit components. No tuition will be charged for required add-on fractional credit components, such as labs. (See Academic Credit )

Visiting Students

Visiting students are students who are not working toward a Colgate degree (non-matriculated). Charges vary depending on the type of Visiting Student but may include tuition, student activity fee, housing, meal plan, health insurance, transcript fee and/or shipping and visa fees. Please contact the Office of Student Accounts with questions.

Insurance

Health and Accident Insurance Colgate requires that all students have health and accident insurance coverage. Domestic* students are asked to enroll in or waive out (by providing timely proof of sufficient private coverage) of the Colgate health insurance plan each academic year. If a waiver is not submitted (at all, or on a timely basis) or not approved, students are enrolled automatically in the Colgate plan. All students enrolled in the Colgate plan are billed the annual premium for the Colgate Student Group Health Insurance on the fall semester invoice.

*Students who do not reside in the United States will automatically be enrolled in and billed for the Colgate University insurance plan. There is no option to waive out utilizing international health insurance plans.

Tuition and Fee Insurance A commercial insurance plan is available to safeguard tuition, student activity fee, and on-campus traditional residence hall room charges at 80 percent. Information regarding this plan is provided by the Office of Student Accounts.

Off-Campus Study - International Medical Insurance Coverage Students participating on a Colgate, faculty-led Study Group or an Extended Study Group will be enrolled in an international travel health policy for their time outside the United States. This coverage is expressly for routine and emergency healthcare (including hospitalization and mental health) outside the United States and includes other emergency-related benefits as well, with no deductible or co-pay and to cover most pre-existing conditions. The cost of this insurance is billed to students and that cost can be reviewed on the Colgate cost estimate sheets available on the Off-Campus Study web page (colgate.edu/OCS). Students will be instructed on the use of the insurance abroad prior to departure. Full details on the international travel medical insurance are available on the off-campus study website in the health and safety section.

Students studying internationally on a non-Colgate, approved program should receive insurance coverage through that approved program. In the event that the approved program does not offer insurance, or it does not meet Colgate University standards, students will be enrolled in the Colgate international health insurance and billed for that amount.

Colgate recommends that you continue your U.S.-based health insurance coverage (such as the Colgate Student Health Insurance Plan) while abroad so that when you return from your program, whether as scheduled or early, you can access U.S.-based treatment without interruption. If you waive your Colgate Student Health Insurance Plan, which we do not recommend, it is your responsibility to petition for re-enrollment in the plan by posted deadlines to ensure you do not have a gap in coverage.

Students Studying Off Campus

The university adopted a home school tuition policy effective for the Class of 2016 and beyond. Beginning with the 2014–2015 academic year students who study in any semester-length, Colgate-sponsored study group or an approved program sponsored by an outside organization will pay Colgate tuition when studying off campus. Additional fees for housing or other student cost estimates for individual off-campus study programs, along with complete information, are available on the Office of Off-Campus Study web page: http://colgate.edu/off-campusstudy.

Graduate Students

Information regarding tuition and fees for the graduate program can be found in Graduate Program .

Billing Schedule

Payment of e-Bills

Semester e-bills are issued to the student in early July for the fall term and early December for the spring term and are presented electronically via TouchNet, the student account system. This e-bill for tuition, fees, fines, and applicable charges for room and meals (including fraternity/sorority charges) must be paid by the payment date each semester. A student will not be permitted to continue in classes until the semester bill has been satisfied. For more information about billing/payment, please contact the Office of Student Accounts 315-228-4817, or see colgate.edu/studentaccounts.

The university offers two options for payment of tuition, fees, room, and meals: regular semester payments or payment plan installments. Payments may be made by cash, check, or bank wire transfer. Payments can also be made through TouchNet by e-check (no fee to payer) or credit card (fees apply). For information on loan programs, please contact the Office of Financial Aid, 315-228-7431, or see colgate.edu/financialaid.

Semester Payments Payment for tuition, fees, room and board is due in advance of each semester (see Billing Schedule above). Balances not paid by the deadline may be assessed a late fee of 1% of the outstanding balance or a minimum of $1.00 per month, and result in a financial hold (see nonpayment penalties below).

Payment Plan After bills are posted each semester, a TouchNet payment plan is available to divide semester fees into multiple payment installments for a small set-up fee. Monthly payments not received by installment deadlines may be subject to late charges and a financial hold. For more information, please contact the Office of Student Accounts, 315-228-4817, or see colgate.edu/studentaccounts.

Multiyear Prepayment The Tuition Prepayment Plan protects students from probable future tuition increases by offering the opportunity to prepay tuition for two or three years at the current rate of annual tuition set for the first year of participation in the plan. For more information, please contact the Office of Student Accounts, 315-228-4817, or see colgate.edu/studentaccounts.

Financial Aid Credits Colgate University must receive notification of expected grants and loans that students or parents wish to use as a payment resource. Anticipated earnings from campus employment may not be claimed as credit on the bill. Students or parents who anticipate difficulty in making payment should consult with the Office of Financial Aid well in advance of the scheduled date of payment. For more information, please contact the Office of Financial Aid, 315-228-7431 or finaid@colgate.edu.

Veterans Benefits In accordance with Title 38 US Code 3679 subsection (e), Colgate University adopts the following additional provisions for any students using U.S. Department of Veteran Affairs (VA) Post 9/11 G.I. Bill (Chp. 33) or Vocational Rehabilitation and Employment (Chp. 31) benefits, while payment to the institution is pending from the VA, Colgate University will not:

• Prevent nor delay the student’s enrollment;
• Assess a late penalty fee to the student;
• Require the student to secure alternative or additional funding;
• Deny the student access to any resources available to other students who have satisfied their tuition and fee bills to the institution, including but not limited to access to classes, libraries, or other institutional facilities.

However, to qualify for this provision, such students may be required to:

• Produce the Certificate of Eligibility by the first day of class;
• Provide written request to be certified;
• Provide additional information needed to properly certify the enrollment as described in other institutional policies. 

To determine what is required, students must contact the Financial Aid Office at finaid@colgate.edu.

Nonpayment Penalties In any semester, students who fail to make satisfactory financial arrangements and enter courses without paying their semester bill will be required to leave the university and forfeit all deposits and any academic credit for that semester.

Through a student account financial hold, the university reserves the right to deny a student with an unpaid balance the opportunity to change current term course registrations or register for subsequent terms. Unpaid balances will result in late fee assessment and, in due course, be turned over to an external collection agency.

Collections costs may be based on a percentage at a maximum of 33 percent of the debt. All costs and expenses, including attorney’s fees Colgate University incurs in such collection efforts, are added to the debt, and Colgate must be reimbursed for these costs by the debtor.

Withdrawal and Refund Policy

On Campus

Students must notify and receive permission from an administrative dean to withdraw officially or to take a leave of absence from Colgate. The official date of withdrawal is determined by the student’s administrative dean. A student who officially withdraws or is granted a leave of absence from Colgate before 60 percent of the enrollment period has expired will receive adjusted charges for tuition, fees, room, and meals based on the percentage of time enrolled. Federal aid is refunded according to the Federal Title IV refund formula. State grants are refunded based on individual state regulations. After 60 percent of the enrollment period has passed, no adjustments will be made. This policy applies only to tuition, fees, room, and meal charges set by Colgate University. External scholarships will be adjusted based on the host program’s regulations. A sample of this refund policy is available by contacting the Office of Financial Aid, 315-228-7431 or finaid@colgate.edu.

Off-Campus Study

Effective for all 2020-2021 off-campus study programs (Colgate study groups; Extended Study Groups; or non-Colgate, Approved Programs), participants must pay a non-refundable $450 deposit at the time of commitment to their program. This deposit is applied to the overall program costs for the semester of participation or forfeited upon withdrawal from a program. Failure to pay the enrollment deposit will result in withdrawal from the program. If this payment presents a significant and demonstrable financial burden, a student accepted to a program may contact the Office of Off-Campus Study to submit a request to reduce the deposit, which will be considered on a case-by-case basis with input from the Office of Financial Aid.

Refunds of Colgate tuition for off-campus study are governed by the university’s refund policy. Written notification of withdrawal must be dated and sent to the off-campus study email (off-campusstudy@colgate.edu).  E-mail notification from a Colgate e-mail address is acceptable. The postmark or date of e-mail serves as the effective date of withdrawal and the first day of class or the official program start date, whichever comes first, serves as the official start date for the purposes of the tuition refund calculation.

Additionally, students who withdraw following their commitment to the program will be charged for any non-recoverable expenses including, but not limited to, non-refundable deposits, tuition from a partner university or organization, approved program charges, housing, transportation, visas, and/or shared group expenses. The extent of non-recoverable expenses vary by program and the date of withdrawal.

Leave of Absence Fees and Deposits

Normally students attend Colgate for four consecutive years, fall and spring semesters. If it is necessary to interrupt this pattern, a student may request an academic or personal leave of absence.

Students must request an academic leave of absence from their administrative dean. Students approved for academic leaves will be charged a $500 administrative fee. This fee defrays costs incurred by Colgate for maintaining records and providing advising and other services to students while studying away from the university.

Students approved for personal leaves will be required to pay a $300 nonrefundable leave deposit. Provided that a student either returns for the scheduled semester or arranges an extension of the leave through his or her administrative dean, the deposit will be applied to the student’s account in the semester of return to Colgate.

For a student who plans to be away on academic or personal leave, the fee or deposit is due within one month of the effective date of separation. Failure to pay leave charges or deposits may result in a financial hold (see Nonpayment Penalties above for more information).

Approved medical leaves do not require a deposit or an administrative fee. For additional information on academic leaves, see Leaves of Absence . For additional information regarding personal and medical leaves, see the Colgate Student Handbook.